Crawford, Smith & Swallow Inc. | Licensed Insolvency Trustees | Administrators to Consumer Proposals | Licensed by the Federal Government

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1207, 2016

A Quick Guide to Avoid Bankruptcy

By |July 12th, 2016|Declaring Bankruptcy|Comments Off on A Quick Guide to Avoid Bankruptcy

Get Your Finances Under Control. There is an Alternative to Bankruptcy.
How do I avoid bankruptcy? Is there an alternative to bankruptcy? Avoiding bankruptcy is possible. It might not seem like it if you feel like you’re overwhelmed with debt, but you usually do have some options.

Bankruptcy should be a final resort. Before you make that step, take […]

2106, 2016

Is Declaring Bankruptcy Your Next Step?

By |June 21st, 2016|Declaring Bankruptcy|Comments Off on Is Declaring Bankruptcy Your Next Step?

Declaring Personal Bankruptcy in Ontario
Are you drowning in debt? Declaring personal bankruptcy might look like your only option, but it can be hard to know when it’s time to admit you need help.

Bankruptcy can happen to anyone. Regardless of your income, your job, or your family status, you could still fall victim to crushing debt.

 

When […]

1606, 2016

The Dangers Of Payday Loans: What They Don’t Tell You

By |June 16th, 2016|General|Comments Off on The Dangers Of Payday Loans: What They Don’t Tell You

Payday loans are an increasing form of income for many individuals having financial troubles. When money is tight and an emergency comes up, or the funds to pay off a bill aren’t available, the answer seems easy: a loan!

However these short-term Payday loans, as appealing and convenient they may appear, are dangerous and can take […]

2605, 2016

What No One Tells You About Declaring Bankruptcy

By |May 26th, 2016|Declaring Bankruptcy|Comments Off on What No One Tells You About Declaring Bankruptcy

We’re Here To Make Declaring Bankruptcy Less Painful
No-one wants to go bankrupt. But, if you’re in over your head with debt and unable to manage it, declaring bankruptcy by talking to a bankruptcy trustee is the best way to get a new start.

Declaring bankruptcy is a legal process administered by a bankruptcy trustee, and, in […]

2205, 2014

Common Misconceptions About Bankruptcy

By |May 22nd, 2014|General|Comments Off on Common Misconceptions About Bankruptcy

There are numerous misconceptions about bankruptcy and insolvency in Canada. The Bankruptcy and Insolvency Act; the major act that governs all bankruptcy proceedings in Canada, has undergone many changes over the past few decades. Consumer Bankruptcy filing procedures have been streamlined, and certain measures have been taken in order to streamline the bankruptcy process, in […]

1205, 2014

Highway 407 Toll Charges and the Benefits of being Discharged from Bankruptcy

By |May 12th, 2014|General|Comments Off on Highway 407 Toll Charges and the Benefits of being Discharged from Bankruptcy

On December 19th 2013, the Ontario Court of Appeal held that the Registrar of Motor Vehicles cannot deny vehicle permits to individuals an account of debts owed to the ETR Concession Company Limited. So in simple terms if you owed toll charges for the use of the 407, and then filed for bankruptcy, the bankruptcy […]