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Personal Bankruptcy

If you are unable to resolve your financial troubles through any combination of formal and informal steps, you may decide to consider personal bankruptcy. Bankruptcy is a formal procedure governed by the Bankruptcy and Insolvency Act....Read More

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Consumer Proposal

A consumer proposal is a formal, legally binding process that is administered by a Licensed Insolvency Trustee.  In this process, the trustee will work with you providing expert consumer debt help to develop a “proposal”: an offer to pay creditors...Read More

The most important things.

If you're like us, you've got questions.

Will I lose my house or my car?
How is my credit rating affected by the proposal?
What happens when you declare bankruptcy?
How much will it cost?
Read More About Consumer Proposal  Read More About Personal Bankruptcy  

Why you need a
Licensed Insolvency Trustee

LITs are federally regulated professionals who provide advice and services to individuals and businesses with debt problems. LITs help people make informed choices to deal with their financial difficulties. A bankruptcy must be overseen by a Licensed Insolvency Trustee.